Learn how cliff and graded 401(k) vesting schedules work, when your employer match becomes yours, and how to check your plan’s vesting terms.
Category: Retirement Accounts
401(k) plans, IRAs and rollovers.
How traditional and Roth IRAs are taxed, the 2026 contribution limit and Roth income limits, withdrawal rules, and how to decide between the two.
Your four options for a 401(k) when you leave a job, how direct and indirect rollovers work, the cost of cashing out and how to find plans you’ve lost track of.